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    First-Time Home Buyer Program

    The DPA Team at Sterling Realty is looking for home buyers with adequate credit and income but lack the ready cash to pay down payments and closing costs. We are experts in helping turn potential buyers into home owners as experts in utilizing and tailoring available programs to your particular needs.

    We are your Florida-based experts in this highly specialized and underserved market.

    There are lots of grants at the Federal, State, and local level to help first-time and other home-buyers who need down payment and closing cost assistance. Most home shoppers have no idea these grants exist, and this is where The DPA Team at Sterling Realty comes in. We know how to find this grant money and put it to use. Here are just a few of the many grants available (but make sure to contact us for more!):

    • Florida HFA Preferred Grant - provides 3% of the home purchase price which can be applied to the down payment or closing costs. As a grant, it does not have to be repaid.
    • Florida Assist Second Mortgage - allows qualified borrowers up to $7500 for the down payment. It is a 0% loan not repaid until you move or pay off the principal mortgage.
    • Federal Programs - These include FHA, VA, USDA and other mortgages with low rates and down payments on which The DPA Team at Sterling Realty can offer advice.
    • If you can answer yes to the following questions, the DPA Team at Sterling Realty can help you find down payment and closing cost assistance:
      Are you at a minimum 640 credit rating, or can achieve it in 3-6 months with our free coaching assistance?
    • Do you have an income between $40-98K?
    • Have a steady job with two years of tax returns?
    • Can provide 2-3 months of recent bank statements?
    • Have $2000 or perhaps slightly less to cover home inspections, escrow, and appraisals?

    If you said “yes” then contact The DPA Team at Sterling Realty and let us say “yes” to help you obtain your first home! Contact us today at 941.315.5300.


    Why Choose The DPA Team?

    The DPA Team Makes The Process Easy!

    Down Payment Assistance

    Multiple Loan Programs

    Experience - ABR Credited

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